Surplus keeps it simple, we give you one number to think about. How much you can spend today.

Just let us know your income, any monthly bills, and how much you want to save. We'll take care of the rest.

Splitting a meal with friends? Need to ignore that work expense? We gotcha and will do the right thing.

Easily keep track of shared expenses and get accurate spending advice.

Subscribe to Surplus Premium to automate your spending advice, no more manual input!

Subscribe to Surplus Premium to get notified as your daily spendable changes throughout the day.

See how your spending is trending with monthly trends.

Quickly view how much you spend on average with a merchant better understand your spending habits.

Find the transaction your looking for with our simple and powerful search.